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Helping you to quickly process a range of transaction types, as well as analyze sales data, manage employees, and more, a POS system can help your small business boost efficiency and make more money. It's important to choose a digital payments system that suits your budget and comes with the features you'll find most helpful.
To help you find the right option, we've independently tested and evaluated a variety of top systems. According to our findings, Square is the best POS system for small businesses – it boasts slick iOS and Android-compatible features, and cheaper prices than most of its competitors. But that's not to say that another system won't be a better fit for your small business.
We’ve also created a free free POS comparison tool that can connect your small business with POS providers that can cater to your needs, who'll provide quotes that have been tailored to you.
What is the Best POS For Small Businesses?
1. Square POS – Best overall POS system for small businesses
2. Zettle POS – Great value POS for small businesses
3. Toast POS – Best POS for onboarding
4. Talech POS – Best small business growth features
5. Clover POS – Best for customer retention
6. Lightspeed POS – Best for inventory management
7. SpotOn POS – Most customizable software
Use the links above for pricing information or scroll down for our in-depth reviews.
Best POS Systems for Small Business
The information on this page is based on Tech.co's impartial research and testing of POS systems, taking into account pricing, customer support, features for business management and growth, stock management, and till functions, for a variety of industries, including hospitality and retail POS systems.
Check out our research page to learn more about how we rate and rank these POS providers, and check out the table below to see how these providers match up on the basics:
Best small business POS for Tech.co's verdict to help you identify the most suitable choice for your small business | Price from The typical lowest starting price. The lowest price available for your business will depend on your needs. | Additional costs Any additional costs you'll need to pay to get started | Transaction fees from The lowest possible fee that will be incurred with each transaction. | User limit | Get started | ||
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SPONSORED | BEST OVERALL | ||||||
Square POS | Zettle POS | Talech POS | Clover POS | Lightspeed | SpotOn POS | ||
Best for onboarding new staff quickly | Best overall small businesses POS | Great value for money | Best for onboarding | Best small business growth features | Best for customer retention | Best for inventory management | Most customizable POS system |
Free (but transaction fees apply) | Free (but transaction fees apply) | Free (but transaction fees apply) | $29/user/month | $15 per month | |||
Additional terminals cost $50 per month | Marketing, customer loyalty, and employee management features all cost extra | First card reader costs $29, and Zettle docking station costs $49 | Hardware costs $899+ | Two-hour training package costs $199 | Accounting integrations cost $19.95 per month | $29 per additional register per month | $65 per month for loyalty features, $65 per month for website building tools |
Available on request |
| 2.29% + 9¢ | 2.49% + 15¢ | Available on request | 2.3% | 2.6% + 10¢ | Dependent on third-party payment processor |
Unlimited user limit | Unlimited — but each till requires a new license | Unlimited user limit | Unlimited user limit | Unlimited devices on each plan | Unlimited — but each till requires a new license | User limit depends on plan | Unlimited user limit |
Visit Lavu | Visit Square | Compare Prices | Compare Prices | Compare prices | Compare Prices | Visit Lightspeed | Compare Prices |
Click the links below to see in-depth reviews of each POS provider:
- Square – Best overall POS system for small businesses
- Zettle – Great value POS for small businesses
- Toast – Best for onboarding
- Talech POS – Best small business growth features
- Clover POS – Best for customer retention
- Lightspeed POS – Best for inventory management
- SpotOn POS – Most customizable software
1. Square – Best POS System for Small Businesses
- Tech.co rating: 4.8/5
- Price: Free (but transaction fees apply)
One of the leading names in POS technology, Square is well regarded for good reason. It boasts impressive usability and streamlined features, making it our best POS system for restaurants and retail stores alike. Combine this with rock-bottom startup costs, and it’s no surprise the solution tops our list for small business compatibility.
Pros
- Free to get started
- Slick and stylish hardware
- Serves businesses of all sizes and in all sectors
- Strong analytics, inventory, and third-party integrations
Cons
- Some necessary features for mid-sized businesses cost more
- 3.5% + 15¢ charge for keyed-in transactions
- Support options vary by plan
With phone, email, and live chat support available, Square's help center is head and shoulders above competitors like Zettle and Toast too, which is why our research team awarded it a perfect help and support score of 5/5.
Square retails its own line of hardware, from mobile terminals right up to register kits. The price of Square's hardware is ideal for small businesses, and with research showing handheld POS systems can help restaurants turn tables 15-20% faster than businesses that don't, Square's mobile terminals are also useful for those looking to trim down service time.
Standout Feature for Square POS
The Afterpay feature is available with all of Square’s ecommerce products and is compatible with digital and in-person functions, including Square Online, Square POS, and Square Terminal.
Square POS pricing
One of the features of Square POS that makes it our topic pick is that it offers its software at no cost to users. That's right, you can get access to a wide range of features and functionality without having to pay a monthly fee. You will have to pay transaction fees, though, but overall, this free plan helps to make Square Online our top POS for small businesses.
For small businesses willing to pay a premium for more comprehensive features, like 24/7 support and reporting tools, Square does also offer separate Retail Plus and Restaurant Plus plans. Check out our full guide to Square POS pricing to learn more, or see how the pricing plans matchup below:
Plan | Price | Transactional fees | Benefits | |
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Free | Retail Plus | Retail Premium | Restaurant Plus | Restaurant Premium |
$60 per month | $POA | $60 per month | $POA | |
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2. Zettle – Great Value POS for Small Businesses
- Tech.co rating: 4.2/5
- Price: Free (but transaction fees apply)
If you’re looking for another cost-effective way to track and manage your sales, Zettle’s POS system is also a safe bet. The low costs and decidedly easy to use platform — thanks to its integration with PayPal — makes it a clear choice for small businesses just getting started.
Pros
- No monthly fees
- Reasonable transaction fees
- Unlimited users
Cons
- No add-on features are available
- No CRM or offline mode
- Limited amount of integrations
While it doesn’t offer as many add-on features or premium options as Square, it provides small businesses with slick free software and charges slightly lower transaction fees than its main competitor. In fact, our research, which evaluates systems based on price, customer support, features for business management and growth, stock management, and till functions, ranked the point of sale in second position for both retail stores and restaurants, beaten only narrowly by frontrunners Square and Vend.
Alongside Square, Zettle was the only solution to receive a perfect research score of 5/5 for price too, cementing its position as an excellent value POS system.
Standout Feature for Zettle
The cross-functionality between the POS terminal and smartphone app, which can also act as a POS, makes managing sales and viewing information as easy as a few clicks, and you don't need to pop around to a bunch of different devices.
Zettle POS pricing
Just like Square’s offering, Zettle’s point of sale app currently requires zero setup fees. It does, however, charge per transaction, meaning that costs can add up over time.
Due to the system's free software and affordable transaction rates, our researchers gave it full marks (5/5) for its price — tying it in first place with our frontrunner Square.
However, Zettle recently changed its QR transaction code fees from 1.9% + 10 cents for every QR code transaction $10.01 and over to a flat rate of 2.29% + 9 cents, making larger QR payments slightly more costly with the provider.
Interested in learning more about the POSs pricing system? Take a look at our Zettle POS pricing guide for a more detailed summary and see how its transaction fees differ depending on your sales:
Plan | Transactional fees | Fees for 10 sales, averaging $20 each | Fees for 50 sales, averaging $20 each | Fees for 250 sales, averaging $20 each | Fees for 600 sales, averaging $20 each | |
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Fee w/ Card | Fee When Keyed In | Invoice Fee | Cash Transaction Fee | |||
2.29% + 9¢ | 3.49% + 9¢ | 3.49% + 9¢ | None | |||
$5.48 | $7.88 | $7.88 | $0 | |||
$27.40 | $39.40 | $39.40 | $0 | |||
$137 | $197 | $197 | $0 | |||
$328.80 | $472.80 | $472.80 | $0 |
3. Toast – Best POS for Onboarding
- Tech.co rating: 4.2/5
- Price from: $0 (starter), $110/month (New Restaurant Basics)
Toast is a respected POS system that has been designed specifically for restaurant use. The POS is made with Android-compatible software, which unfortunately means it's unsuitable for iOS users.
Pros
- Great for Android users
- Strong menu customization
- Support for tableside ordering and payment
Cons
- Doesn't work on iOS devices
- No integrated payment processors
- Limited help & support offered
Thanks to the recent advancement of these features, the provider has been able to claim our third spot, up from #10 in last year's ranking. Most notably, it added a wide range of onboarding tools, including Toast Classroom, a full-on platform to help you get acclimated with the interface, making Toast a top option for those who want onboarding to be easy.
However, despite its handy features, the system comes at a higher price point than most of its rivals, so buyers should factor this in before they invest in the POS.
As far as restaurant POS systems go, Toast is a worthy contender for small businesses. Its stock management and reporting tools are sophisticated and its till is simple to use. The system offers lots of unique restaurant-focused features too, like tableside guest feedback and enhanced menu management, which is why the system secured a near-perfect score of 4.9/5 for its restaurant tools.
Toast is constantly upgrading its offering too. In March 2023, the POS made it easier for businesses to accept payments in power when the system is offline. The provider now displays a banner when payments are pending, and gives servers the option to use an alternate payment method if they choose.
Standout Features for Toast
Toast's help and support options, however, are more limited than other providers on this list. So, if your small business is looking for round-the-clock customer support, it'd make more sense to opt for a solution like Square or Vend.
Toast POS pricing
Like several POS providers on this list, Toast POS offers a free plan that can get you started, although you will have to endure the transaction fees, which start out higher than both Square and Zelle on a per transaction basis. Still, with a breadth of restaurant-specific features, the additional cost can be more than worth it.
For more clarity on this provider's pricing model, you can read our full Toast POS review – or check out the pricing table below that breaks down the different plans.
Plan | Price | Transactional fees | Analytics | |
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Quick Start Bundle | Core | Growth | Build Your Own | New Restaurant Basics |
$69 per month | $165 per month | Bespoke | $110 per month | |
2.99% + $0.15 | 3.5% + $0.15 | 3.5% + $0.15 | 3.5% + $0.15 | 3.5% + $0.15 |
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4. Talech – Best Small Business Growth Features
- Tech.co rating: 3.9/5
- Price from: $29/month
Talech is a tablet-based point of sale solution designed for both hospitality and retail businesses. The POS is solid in all major respects and offers software that is simple to navigate. Its business growth and stock management features are particularly strong — making it great for smaller businesses focused on expanding their bottom lines.
Pros:
- Granular product settings
- Great support for customer exchanges and refunds
- Easy-to-use interface
Cons:
- No ecommerce integration
- Feature set not as broad as competitors
- Low customer satisfaction score
Despite its strengths, however, our research suggests Talech provides businesses with slightly less bang for their buck than other POSs on this list. Therefore, if your business is budget-conscious or requires a system with a permanent POS register, it might make more sense to go with other providers like Square or Zettle and both of these POSs are very affordable to get started on.
Standout Features for Talech
Even better, the notification system is also automated and very customizable, so you can get specific low stock notifications with tailored thresholds that alert a particular employee when it's important.
Talech POS pricing
Talech jumped on the free plan bandwagon recently, launching a free plan that works through your mobile device, although you will have to get a Bluetooth reader for this plan to work.
Beyond that, Talech has some moderately priced plans that won't break the bank, although you will be missing out on some key features if you don't opt for the more expensive plans, like online ordering and analytics.
On top of that, Talech plans have additional devices available for $29 per month, per unit. Check out our Talech pricing table below to see how these plans compare head to head:
Plan | Price | Users | Product limit | Online ordering | Analytics | 24/7 live support | |
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Mobile | Starter | Standard | Premium | ||||
Free | $29 per month | $69 per month | $99 per month | ||||
Unlimited | Unlimited | Unlimited | Unlimited | ||||
100 | 500 | Unlimited | Unlimited | ||||
None | None | $49/month | Included | ||||
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5. Clover – Best for customer retention
- Tech.co Rating: 3.9/5
- Price: $14.95/month
Attracting and retaining customers consistently ranks as a high concern for business owners. Clover's unique loyalty app, Clover Rewards, helps small businesses resolve this problem by offering customers multiple ways to earn points.
Pros
- Great for companies that started online but need a physical presense
- Good range of hardware options
- 30-day free trial
Cons
- Need pre-existing website unlike Shopify, for example
- Additional features cost extra and can become expensive
- No inter-store transactions
Clover's recently changed its pricing structure and now all of its packages contain hardware and software elements. This is great for businesses that are starting from scratch, but it does slightly bump up the price of the plans, making the POS less suitable than alternatives like Square and Zettle for smaller businesses or those with limited turnovers.
The business technology company was acquired by Fiserv in 2019, meaning that when you use Clover's system, you’ll need to use Fiserv to process your payments. The software allows you to use alternative merchant service providers, however, so you won't be restricted to one supplier.
See how the POS compares to Toast in our head-to-head comparison of Toast vs Clover.
Standout Feature for Clover
In fact, this system is so helpful and easy to use, that we found Clover to be our best-rated POS system for retail businesses, after Square.
Visit our Clover vs Square page to see how the POS compares against our frontrunner.
Clover POS pricing
Clover's price points are a little complex and monthly costs depend on which industry your working in. Most business specialisms, however, are able to buy the POS with three main plans.
Tailored plans for personal services, professional services, and home & field services are available from $14.95 per month too, which is why we've listed this as its starting price throughout the article.
Due to the relatively high average price of Clover's plans, our researchers were only able to award it a lackluster 3/5 score for price. You can read our deep dive into Clover's pricing strategy here and check out the table below for a clear breakdown of each plan:
Plan | Price | Transactional fees | Benefits | |
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Payments Plus | Register Lite | Register | Counter Service Restaurant | Table Service Restaurant |
$4.95 per month | $9.95 per month | $39.95 per month | $39.95 per month | $69.95 per month |
2.3% + $0.10 per sale | 2.7% + $0.10 per sale | 2.3% + $0.10 per sale | 2.5% + $0.10 per sale | 2.3% + $0.10 per sale |
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6. Lightspeed – Best for Inventory Management
- Tech.co rating: 3.8/5
- Price from: $69/month
A cloud-based POS system that offers the most powerful stock tracking tools we reviewed, Lightspeed is a much better fit for larger retail businesses than systems like Square and Zettle.
Pros
- Ideal for retail stores with barcoded inventory
- Straightforward pricing
Cons
- Slightly more expensive than some rivals
- Harder to use for restaurants, florists and businesses without barcodes
- Doesn't integrate with weighing scales
However, small businesses who want advanced inventory management for a complex range of items, could benefit. There are a few catches that prevent our researchers from ranking Lightspeed any higher – the software doesn’t allow users to manage perishable goods, and its payment plans are quite steep. Therefore, the system is less suitable for smaller, industry-specific retailers.
Standout Features for Lightspeed
On top of that, the NuORDER by Lightspeed feature will allow you to buy from a wide range of popular brands directly to your POS for one of the easiest ordering experiences our researchers noted.
Lightspeed POS pricing
There's no way around it, Lightspeed is expensive. With no free plan and a starting plan that costs approximately double the other starting plans on this list, it's safe to say that Lightspeed is going to cost you a pretty penny. This makes sense, given its status as an option for larger businesses, just make sure your budget can handle it before making a decision.
To learn more about the Lightspeed pricing plans, check out the table below or head on over to our Lightspeed review for more information,
Plan | Price | Transactional fees | Ecommerce | Accounting | Analytics | |
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Lean | Standard | Advanced | Enterprise | |||
$69 per month | $119 per month | $199 per month | Custom quote | |||
Card-present rate: 2.6% + 10¢ | Card-present rate: 2.6% + 10¢ | Card-present rate: 2.6% + 10¢ | Preferred payment rates | |||
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7. SpotOn – Best Customizable Features
- Tech.co Rating: 3.8/5
- Price: From $65 per month
SpotOn POS is a solid point of sale with competitive till and inventory features. Thanks to the software's various specialisms, it can be adapted and customized to fit a wide variety of business needs. Its price point is a little steeper than others on this list, however.
Pros:
- Good range of retail features
- Customizable POS options
- Solid inventory management tools
- Affordable hardware
Cons
- Charges extra for lots of features
- Pricier than similar systems
- Poor help and support tools
- Business management features are lacking
Our research suggests the SpotOn business management and help and support tools are pretty basic. This prevents SpotOn from appearing above industry frontrunners like Square and Zettle.
Standout Features for SpotOn
There's the small handheld terminal, and then there's the dual-screen option, which allows customers to input information while the cashier can ring up purchases, doing away with the frustrating spin around the comes with other POS devices.
SpotOn pricing
Unlike some options on this list, SpotOn does not have a free pricing plan that can get you started at no cost. However, the $15 per month starting price is one of the lowest on this list, and it comes with plenty of features to make it competitive as far as value is concerned.
Loyalty and website tools are also available to businesses for $65 respectively, and customers can include a Guest Manager service into their software package for an additional $10 per month. Check out the table below to see how SpotOn pricing plans compare to each other:
Plan | Price | Best for | Transactional fees | Benefits | Analytics | Software only? | Hardware and software package? | |
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With Payments | Software Only | Register | Restaurant | |||||
$25 per month | $195 per month | $65 per month | $65 per month | |||||
Businesses with pre-existing hardware | Businesses using their own payment processor | Larger stores | Food businesses | |||||
1.99% + 20¢ to 2.99% + 20¢ per transaction | Dependent on payment processor | 1.99% + 20¢ to 2.99% + 20¢ per transaction | 1.99% + 20¢ to 2.99% + 20¢ per transaction | |||||
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What Is a Small Business POS System?
A small business point of sale (POS) system is a system that facilitates the processing and recording of business transactions for small businesses, but it can also be used to manage inventories, create customer profiles, and analyze sales records, among other things. POS systems take many forms, including terminal, mobile, tablet, online, self-service, open-source, multichannel, cloud-based, and desktop.
If you run a modern business, having a POS system is no longer optional. POS systems are essential because they streamline your business’ processes, offer useful insights, improve the customer experience, and save staff members and business owners' valuable time.
Check out our POS data analysis guide for more information
How does a POS system work and how do you use one?
A POS system is typically made up of two entities: software and hardware. The POS software is the interface that you and your customers will interact with to facilitate business transactions like purchases and returns. It will house all your important information, with a wide variety of features depending on your provider.
POS hardware describes the physical terminals or devices that are used to accept payments and manage your business. In many cases, these physical terminals act as cash registers as well as payment terminals, but sometimes providers will offer mobile apps and card readers that are compatible with smartphones.
These two entities work in tandem to allow your business to accept payments and your customers to make purchases. It's as simple as that!
How To Choose the Best POS for Your Small Business
While some POS options rank higher overall, no system will be suitable for every business. There are, however, a couple of important things to bear in mind when you’re searching for your best fit.
- Your budget – If you have limited means, don’t search for POS systems that risk putting you out of pocket. Instead, explore free or cheap options, or test out a more advanced system with a free trial. Remember to account for monthly subscription fees, transaction fees, and the cost of the hardware you'll need.
- Your size – If your business is spread out over more than one location or is looking to expand in the future, you need to find a POS system to reflect this. Whether this means finding a solution with multiple terminals, handy site-to-site communication features, or flexible plans, it's an important factor to consider when searching for your perfect system.
- Your industry – A retail store won’t rely on the same features as a fast food restaurant. Therefore, to make sure you’re getting the most out of your POS system, we recommend you select options that were designed with your industry specialism in mind.
Completely new to the technology? Don't sweat it. You can read our small business guide to work out how to use a POS system.
How much is a POS system for small businesses?
The price of a POS can vary wildly. However, as a general rule of thumb, small businesses can expect to pay anywhere from $40 to $100 per month for a single registered system.
Typically, systems at this price point will contain a suite of basic tools and services. There are, however, loads of promising POS solutions available within this price range, so if you run a small or growing business rest assured that you can find a reliable, feature-rich system without breaking the bank.
If you're after slightly more premium options, some more advanced POS systems could easily exceed $100 per month. For this price, you can expect customizable features, strong CRM and analytics tools, and multiple licenses. While these systems may not be available to those with smaller budgets, their ability to improve return on investment (ROI) means that they often pay for themselves over time.
How to avoid POS downtime
POS systems are unique in the business software world, as the importance of being and staying connected is unrivaled. While weak internet connection may slightly inconvenience business software users at the office, POS systems need to always be connected to input food orders, accept payments for products, and generally run a business. Subsequently, having a POS system with certain features to help can go a long way.
For starters, make sure your POS system comes with an offline mode. This will allow you to still accept payments and run your business, even if the internet goes out. Additionally, some POS systems work on mobile devices, so you can simply switch over to cellular data if Wi-Fi issues arise.
Finally, if you want help fixing these kinds of problems, a POS provider with 24/7 live support will be key. You'll be able to get in touch with an actual person any time of day, so any connectivity problems won't last until the next day.
POS Software Features
- Loyalty programs
- Inventory management
- Transaction history
- Returns and refunds
- Customer relationship management (CRM)
- Reporting and analytics
POS Hardware Features
- Accept transactions
- Touch display
- Tip functionality
- Digital and paper receipts
- Floor plan and table management
- Guest feedback
What’s the Best Free POS Software for Small Businesses?
With experts forecasting that consumers are about to tighten their belts, lots of small businesses are dealing with margins that are tighter than ever. But fortunately, if you're looking to scale back your costs, there are lots of quality POS systems available for free.
According to our own research, the best free POS software for small businesses is Square POS and Zettle by PayPal. Both systems are completely free and offer useful tools like sales and analytics tracking and CRM software. It should be noted, however, that while Zettle and Square’s POS solution is free to set up, they do charge transaction fees for every sale.
Free POS software can provide a lifeline to small businesses on tight budgets. Despite this, users should be aware that complementary options often feature many limitations and may not be able to keep up with the demands of growing businesses. What’s more, lots of providers offer free services with the hope that customers will eventually move on to paid models.
With this in mind, if your small business is in a position to spend a little on POS software, it may be worth pursuing options that are more flexible and feature-rich to begin with.
Need a Quote?
POS systems are essential for small businesses. By helping you manage sales transitions, take stock of inventory, and improve the experiences of both staff and customers, the right system can streamline your business' operations and save you money over time.
If you’re after a new POS for your small enterprise, we can help. By filling out our quick online questionnaire, you can get bespoke quotes from leading suppliers in minutes. The form is easy to fill out and you'll be under no obligation to move forward with any of the providers.
By taking the above advice and securing personalized quotes, you can give your small business the best chance of securing a quality POS.
How We Researched the Best POS Systems for Small Businesses
We take our impartial research and analysis seriously, so you can have complete confidence that we're giving you the clearest, most useful recommendations.
After conducting an initial exploration to identify the most relevant, popular, and established Point of Sale (POS) platforms on the market, we put them through their paces with hands-on testing to see their real strengths and weaknesses. In this case, we put 16 POS systems to the test across 61 areas of investigation.
Based on years of market and user needs research, we've established a Point of Sale system testing methodology that scores each product in eight main categories of investigation and 45 subcategories; this covers everything from core till functionality to cost, usability, the help and support on offer, and much more.
Our main testing categories for POS systems are:
Till: the core functionality of the POS system which includes the processing of sales transactions. It involves features such as item scanning, item look-up, and price calculation.
Business Management: the features and tools provided by the POS system to support various aspects of running a business, such as employee management, shift scheduling, and customer management.
Stock Management: the POS system's capabilities to manage inventory and track stock levels including inventory tracking, stock alerts and transfers, and purchase order management.
Business Development: the features and tools provided by the POS system to help businesses grow and improve their operations, e.g. customer relationship management, marketing integrations, and sales forecasting.
Usability: how easily and intuitively the POS system can be used by the staff, including the user interface design, navigation, ease of training, and overall user experience during setup.
Price: the cost associated with acquiring and using the POS system, such as the initial purchase cost, licensing fees, subscription plans, and any additional charges or ongoing costs.
Help and Support: the assistance and resources available to users when they encounter issues or need guidance while using the POS system, including documentation, tutorials, or knowledge bases.
Features: the functionalities and capabilities provided by the POS product. This can include dedicated restaurant and retail functionality including KDS, loyalty management and multi employee login.
When it comes to calculating a product's final score, not all testing areas are weighted evenly, as we know some aspects matter more to our readers than others, which are merely "nice to have." After hundreds of hours, our process is complete, and the results should ensure you can find the best solution for your needs.
At Tech.co, we have a number of full time in-house researchers who re-run this testing process regularly to ensure our results remain reflective of the present day.
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